Auto Buying Tips 

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Auto Buying Tips


Purchasing a new or used vehicle can be a daunting task. The Idea of stepping into a dealership can cause anxiety and stress. I am a loan officer and have been doing loans for the last 20 years. These are the auto buying tips I tell my customers.


Vehicle Value

Know the value of your car. Do your research before you step foot in the dealership. Check for the value of the car you are purchasing and Also check the value of the car you will buy. There are good websites like nada.com That way when you are negotiating a price you know how much you should get for your trade-in. 


Loan

Get preapproved before you walk into the dealership. Either with a bank or a credit union. This way you know exactly what your budget is for the car you would like to purchase.  If you want to get prequalified CLICK HERE

If your credit is not up to par then CLICK HERE for my Credit tips page. 

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Insurance

If you have an idea of what kind of vehicle your purchasing, It would be wise to call your insurance agency, to find out how much it would cost to insure that vehicle.  You will not have any surprises afterward.  If you need an insurance agency CLICK HERE and check this one out. 

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Before Going To The Dealer

Go with a full stomach preferably after dinner. You can think better and time works in your favor. The salesman will be more rushed than you are and will be more willing to make a deal.

These are the best tools I can offer that will help you in your next car purchase. With these auto buying tips, you should be successful. Happy Shopping.